Many of our clients come from San Pedro as it an adjacent community. San Pedro is an interesting city in that it is actually within the City of Los Angeles and partially contains the Port of Los Angeles. Many of our clients from San Pedro are longshoreman, or dock workers. Most of them come to us after an injury in which their income was interrupted and they relied on credit cards or other loans to get by while they are waiting for their worker’s compensation or personal injury settlements to arrive.
The advantage of commonly dealing with these situations is that you learn the bankruptcy exemptions that are applicable that other attorneys not commonly dealing with them might miss. For example under 11 U.S.C. 33 Section 916 any claims of creditors do not reach any of the settlements or awards given to the longshoreman under Chapter 18 of Title 33. Most of the maritime attorneys use Title 33 in injury litigation.
Our clients from San Pedro are mostly blue collar workers, as opposed to the Rancho Palos Verde clients who share the peninsula with them. We are a short ride over the Vincent Thomas Bridge and will help you get your finances back in order. Our referring attorneys include Warren Stanton, Charles Naylor and Cruz Saavedra.
We love working with the ethnically diverse community in San Pedro, where there are Greeks, Croatians, Portuguese and Italians.
Contact us today by calling (562) 436-5456 or by filling out our contact us form. Located in the heart of Downtown Long Beach, we give free consultations and look forward to hearing from you.
Is Bankruptcy Right for You?
Bankruptcy provides many people with the tools they need to get their finances sorted out, but it isn't the right solution for everyone. Each case is different and the law is complex, so it's important that you consult with a professional to find the solution that is best for you and your family. There are plenty of cases where our clients are better off choosing a different option. Because we offer free consultations, you can benefit from our professional perspective on your case without worrying about future obligations.
Which Chapter Should You File?
You have a few options to consider when it comes to filing bankruptcy. We file the majority of our cases under either Chapter 7 or 13, though there are a few cases where Chapter 11 is the best option. You can learn much more about Chapter 7 here and about Chapter 13 here. The big advantage that Chapter 7 offers is that it is both quicker and easier, so it is naturally the most commonly used option. Chapter 13 is a reorganization that enables you to catch up on mortgage payments in arrears or past due taxes and is a strategic alternative to Chapter 7 in some cases. In other cases if you don’t pass the means test Chapter 13 may be your only option. There’s also a “Chapter 20” which is a Chapter 7 followed by a 13 which is used if you qualify for Chapter 7 and want to catch up on your mortgage later and not deal with unsecured debt. If you are considering filing for bankruptcy, then deciding which chapter you will file under is the next major consideration. Consulting with an experienced bankruptcy attorney ensures that you file under the chapter that fits your specific needs. At LeverLaw, we have 25 years of experience helping people make the right choice and guiding them all the way through the case. It goes without saying we always serve the best interests of our clients, and we give you strong, objective advice.
Free Consultation, Reasonable Fees
When you are considering bankruptcy, every expense matters. For that reason, we offer free consultations. Residents of San Pedro can benefit from our expertise by calling the Bankruptcy Law Office of Steven B. Lever. Our bankruptcy attorney is experienced at helping our clients get the financial relief they need to get back on their feet. We will study your specific case or cases and provide you with a flexible payment schedule that accounts for your personal needs.
