Long Beach Bankruptcy Attorneys

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Knowledge is power

Here’s what you need to know about insolvency & bankruptcy

Bankruptcy myths

Bankruptcy Is Not What You Think It Is

  • Your Property Will be Sold by the Bankruptcy Trustee

    This is a common fallacy that I deal with every day. People come to me hesitant to disclose their assets afraid they will lose them. Less than 1% of Chapter 7 cases in the Central District of California, where I practice, have assets sold in…

  • Taxes Are Not Dischargeable in Bankruptcy

    Income taxes are dischargeable in bankruptcy if they are for a tax year more than three years ago and you’ve had the tax return filed for at least two years prior to the date of filing. There are some other rules I won’t bore you…

  • Only Deadbeats File for Bankruptcy

    A deadbeat, according to the dictionary I consulted, is an idle, feckless and disreputable person. In nearly 20 years of representing debtors I have yet to meet a client resembling this description. While some may have suffered temporary unemployment, or a medical catastrophe for which…

  • You Will Never Get Credit Again

    The fact is that if you take care to rehabilitate your credit, your credit score can easily go back to prime territory; over 680 and into the 700s within two years. We use advanced software to get a precise prediction of where your credit score…

  • You Have to Hide Assets to File Bankruptcy

    This myth is a corollary of the one above. It comes into play when people think they are going to lose their property if they disclose it all. This is a dangerous myth, and can actually turn into criminal behavior if acted upon. There is…

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Bankruptcy, explained on video

Short, plain-English answers from the Lever Law team. Pick a topic to watch the full explainer.

30+ years

We can show you the road to a brighter financial future.

Christine Yeo and Jill Kim, principals. Bankruptcy-only practice. Free first consultation.

30+ years of experience

Decades of consumer-bankruptcy practice in the Central District of California.

100% bankruptcy focus

Chapter 7 and Chapter 13 cases are all we do — every day.

Financial-planning bonus

Personal financial planning included with every case — debt relief plus a fresh-start plan.

Video appointments

Meet from anywhere — secure video consultations available statewide.

Free consults, fair fees

No-cost first meeting. Reasonable, transparent pricing — no surprises.

The bankruptcy process

We provide insight every step of the way

01

Initial consultation

Free, confidential intake. We listen, ask the right questions, and explain your options.

02

Preparing the case

Income, expenses, assets, liabilities. We do the heavy lifting on documents and exemptions.

03

Filing & postpetition

Filing day, the automatic stay, the 341A meeting, debtor education, and the discharge order.

04

Plan your new financial life

A practical roadmap — budget, savings, credit rebuilding — built around your real numbers.

05

Create your new financial life

Execute the plan — and check back with us as your situation evolves.

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Get started with a free case evaluation.

Discover your options and how we can help. No pressure. No fees for the first conversation.

Meet our attorneys

Counsel that knows bankruptcy inside out

Our principals, one focus: getting you to a fresh start.

  • Christine Yeo

    Christine Yeo

    Christine Yeo understands the power of bankruptcy from her extensive business, real estate and litigation experience. She is dedicated to helping people find their…

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  • Jill Kim

    Jill Kim

    Jill Kim started her legal career in a bankruptcy practice in 2010. While she has since broadened her legal knowledge to include business and…

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Client testimonials

See what our clients have to say

Verified five-star reviews on Google, Yelp, and Avvo.

  • I went to Mr. Lever to file BK a few years back. I always spoke with him and he was very good at responding via email to my MANY questions and worries. I had a rundown of all of my…

    Trustworthy Attorney!

  • I would HIGHLY recommend you contact Lever Law for filing your Bankruptcy proceedings! I was referred to Lever Law firm after an unfortunate experience with another Bankruptcy attorney. I then contacted Lever Law for a free consultation. Upon meeting with…

    Excellent Honorable & Trustworthy Attorney!

  • I recently lost my job due to my employer closing their doors. I was fortunate enough to find a job but my income had gone down by around 4,000.00 a month. I tried my best to keep up but I…

    A lot of Help when I really needed it.?

From the blog

Bankruptcy tips & information

Awards & associations

Excellent service, excellent reputation

NACBA - National Association of Consumer Bankruptcy Attorneys Avvo Top Attorney - Chapter 7 Bankruptcy Avvo Top Attorney Central District Consumer Bankruptcy Attorneys Association

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Together we can change your life

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